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City of Ramsey, Minnesota <br />$9,845,000 General Obligation CIP Refunding Bonds, Series 2021A <br />Current Refunding of Series 2012A <br />Debt Service Comparison <br />Date <br />Total P+I Net New D/S <br />Old Net D/S Savings <br />12/15/2021 - (2,477.52) - 2,477.52 <br />12/15/2022 1,088,275.56 1,088,275.56 1,199,212.50 110,936.94 <br />12/15/2023 1,103,900.00 1,103,900.00 1,217,962.50 114,062.50 <br />12/15/2024 1,122,950.00 1,122,950.00 1,235,362.50 112,412.50 <br />12/15/2025 1,140,650.00 1,140,650.00 1,251,412.50 110,762.50 <br />12/15/2026 1,142,000.00 1,142,000.00 1,251,112.50 109,112.50 <br />12/15/2027 1,137,450.00 1,137,450.00 1,249,912.50 112,462.50 <br />12/15/2028 1,142,150.00 1,142,150.00 1,252,812.50 110,662.50 <br />12/15/2029 1,135,800.00 1,135,800.00 1,249,662.50 113,862.50 <br />12/15/2030 1,144,400.00 1,144,400.00 1,254,193.76 109,793.76 <br />12/15/2031 1,142,400.00 1,142,400.00 1,256,006.26 113,606.26 <br />Total <br />$11,299,975.56 $11,297,498.04 <br />$12,417,650.02 $1,120,151.98 <br />PV Analysis Summary (Net to Net) <br />Gross PV Debt Service Savings <br />Net PV Cashflow Savings @ 0.941%(Bond Yield) <br />1,061,140.60 <br />1,061,140.60 <br />Contingency or Rounding Amount 2,477.52 <br />Net Present Value Benefit $1,063,618.12 <br />Net PV Benefit / $11,780,094.22 PV Refunded Debt Service 9.029% <br />Net PV Benefit / $10,510,000 Refunded Principal... <br />Net PV Benefit / $9,845,000 Refunding Principal.. <br />Refunding Bond Information <br />10.120% <br />10.804% <br />Refunding Dated Date 10/19/2021 <br />Refunding Delivery Date 10/19/2021 <br />Series 2021A GO CIP Ref B I SINGLE PURPOSE 1 9/28/2021 1 10:35 AM <br />FREERS <br />