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CBRE <br />Minnesota Sale/Lease Disclosures <br />Property: Multiple Land Parcels, City of Ramsey, Minnesota <br />Seller/Landlord Disclosure of Material Facts, Delivery of Reports, and Compliance with Laws. Sellers/landlords are <br />hereby requested to disclose directly to buyers/tenants all facts known to sellers/landlords that materially affect the value or <br />desirability of the Property and are not readily observable nor known to the buyer/tenant, including, but not limited to, facts <br />regarding hazardous materials, zoning, construction, design, engineering, soils, title, survey, fire/life safety, proneness to <br />natural hazards such as earthquakes, and other matters, and to provide buyers/tenants with copies of all reports in the <br />possession of or accessible to sellers/landlords regarding the Property. Sellers/landlords and buyers/tenants must comply <br />with all applicable federal, state and local laws, regulations, codes, ordinances and orders, including, but not limited to, the <br />1964 Civil Rights Act and all amendments thereto, the Foreign Investment in Real Property Tax Act, the Comprehensive <br />Environmental Response Compensation and Liability Act, and The Americans With Disabilities Act. <br />Americans with Disabilities Act (ADA). The Americans With Disabilities Act (42 United States Code § 12101 et seq.) and <br />other federal, state and local requirements may require changes to the Property. Have your experts investigate and evaluate <br />these matters. <br />Taxes. Sales, leases and other real estate transactions can have federal, state and local tax consequences. In sales <br />transactions, Internal Revenue Code § 1445 requires buyers to withhold and pay to the IRS 15% of the gross sales price <br />within 20 days of the date of a sale unless the buyers can establish that the sellers are not foreigners, generally by having the <br />sellers sign a Non -Foreign Seller Affidavit. Depending on the structure of the transaction, the tax withholding liability can <br />exceed the net cash proceeds to be paid to sellers at closing. Have your experts investigate and evaluate these matters. <br />Flood Zones. Many lenders require flood insurance for properties located in flood zones, and government authorities may <br />regulate development and construction in flood zones. Whether or not located in a flood zone, properties can be subject to <br />flooding and moisture problems, especially properties on a slope or in low-lying areas. Buyers/tenants should have their <br />experts confirm whether the Property is in a flood zone and otherwise investigate and evaluate these matters. <br />Fires. Properties, whether or not located in a fire hazard zone, are subject to fire/life safety risks and may be subject to state <br />and local fire/life safety -related requirements, including retrofit requirements. Have your experts investigate and evaluate <br />these matters. <br />Hazardous Materials and Underground Storage Tanks. Due to prior or current uses of the Property or in the areas or the <br />construction materials used, the Property may have hazardous or undesirable metals (including but not limited to lead -based <br />paint), minerals (including but not limited to asbestos), chemicals, hydrocarbons, petroleum -related compounds, or biological <br />or radioactive/emissive items (including but not limited to electrical and magnetic fields) in soils, water, building <br />components, above or below -ground tanks/containers or elsewhere in areas that may or may not be accessible or noticeable. <br />Such items may leak or otherwise be released. If the Property was built before 1978 and has a residential unit, <br />sellers/landlords must disclose all reports, surveys and other information known to them regarding lead -based paint to <br />buyers/tenants and allow for inspections (42 United States Code §4851 et seq.). Have your experts investigate and evaluate <br />these matters. <br />Property Inspections and Evaluations. Buyers/tenants should have the Property thoroughly inspected and all parties <br />should have the transaction thoroughly evaluated by the experts of their choice. Ask your experts what investigations and <br />evaluations may be appropriate as well as the risks of not performing any such investigations or evaluations. Information <br />regarding the Property supplied by the real estate brokers has been received from third party sources and has not been <br />independently verified by the brokers. Have your experts verify all information regarding the Property, including any linear <br />or area measurements, the availability of all utilities, applicable zoning, and entitlements for the intended use. All work <br />should be inspected and evaluated by your experts, as they deem appropriate. Any projections or estimates are for example <br />only, are based on assumptions that may not occur, and do not represent the current or future performance of the property. <br />Real estate brokers are not experts concerning, nor can they determine if any expert is qualified to provide advice on, legal, <br />tax, design, ADA, engineering, construction, soils, title, survey, fire/life safety, insurance, hazardous materials, or other such <br />matters. Such areas require special education and, generally, special licenses not possessed by real estate brokers. Consult <br />with the experts of your choice regarding these matters. <br />CONSULT YOUR ADVISORS — This document has legal consequences. No representation or recommendation is made by <br />Broker as to the legal or tax consequences of this Agreement or the transaction(s) which it contemplates. This form is not <br />intended to substitute for any disclosures the law requires that the parties make to each other. These are questions for your <br />attorney and financial advisors. <br />