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Minnesota Sale/Lease Disclosures <br />Property: City of Ramsey Land <br />CBRE <br />Seller/Landlord Disclosure of Material Facts, Delivery of Reports, and Compliance with Laws. Sellers/landlords are <br />hereby requested to disclose directly to buyers/tenants all facts known to sellers/landlords that materially affect the value or <br />desirability of the Property and are not readily observable nor known to the buyer/tenant, including, but not limited to, facts <br />regarding hazardous materials, zoning, construction, design, engineering, soils, title, survey, fire/life safety, proneness to natural <br />hazards such as earthquakes, and other matters, and to provide buyers/tenants with copies of all reports in the possession of or <br />accessible to sellers/landlords regarding the Property. Sellers/landlords and buyers/tenants must comply with all applicable <br />federal, state and local laws, regulations, codes, ordinances and orders, including, but not limited to, the 1964 Civil Rights Act <br />and all amendments thereto, the Foreign Investment in Real Property Tax Act, the Comprehensive Environmental Response <br />Compensation and Liability Act, and The Americans With Disabilities Act. <br />Americans with Disabilities Act (ADA). The Americans With Disabilities Act (42 United States Code §12101 et seq.) and <br />other federal, state and local requirements may require changes to the Property. Have your experts investigate and evaluate <br />these matters. <br />Taxes. Sales, leases and other real estate transactions can have federal, state and local tax consequences. In sales transactions, <br />Internal Revenue Code § I445 requires buyers to withhold and pay to the IRS 15% of the gross sales price within 20 days of <br />the date of a sale unless the buyers can establish that the sellers are not foreigners, generally by having the sellers sign a Non - <br />Foreign Seller Affidavit. Depending on the structure of the transaction, the tax withholding liability can exceed the net cash <br />proceeds to be paid to sellers at closing. Have your experts investigate and evaluate these matters. <br />Flood Zones. Many lenders require flood insurance for properties located in flood zones, and government authorities may <br />regulate development and construction in flood zones. Whether or not located in a flood zone, properties can be subject to <br />flooding and moisture problems, especially properties on a slope or in low-lying areas. Buyers/tenants should have their experts <br />confirm whether the Property is in a flood zone and otherwise investigate and evaluate these matters. <br />Fires. Properties, whether or not located in a fire hazard zone, are subject to fire/life safety risks and may be subject to state <br />and local fire/life safety -related requirements, including retrofit requirements. Have your experts investigate and evaluate these <br />matters. <br />Hazardous Materials and Underground Storage Tanks. Due to prior or current uses of the Property or in the areas or the <br />construction materials used, the Property may have hazardous or undesirable metals (including but not limited to lead -based <br />paint), minerals (including but not limited to asbestos), chemicals, hydrocarbons, petroleum -related compounds, or biological <br />or radioactive/emissive items (including but not limited to electrical and magnetic fields) in soils, water, building components, <br />above or below -ground tanks/containers or elsewhere in areas that may or may not be accessible or noticeable. Such items may <br />leak or otherwise be released. If the Property was built before 1978 and has a residential unit, sellers/landlords must disclose <br />all reports, surveys and other information known to them regarding lead -based paint to buyers/tenants and allow for inspections <br />(42 United States Code §4851 et seq.). Have your experts investigate and evaluate these matters. <br />Property Inspections and Evaluations. Buyers/tenants should have the Property thoroughly inspected and all parties should <br />have the transaction thoroughly evaluated by the experts of their choice. Ask your experts what investigations and evaluations <br />may be appropriate as well as the risks of not performing any such investigations or evaluations. Information regarding the <br />Property supplied by the real estate brokers has been received from third party sources and has not been independently verified <br />by the brokers. Have your experts verify all information regarding the Property, including any linear or area measurements, <br />the availability of all utilities, applicable zoning, and entitlements for the intended use. All work should be inspected and <br />evaluated by your experts, as they deem appropriate. Any projections or estimates are for example only, are based on <br />assumptions that may not occur, and do not represent the current or future performance of the property. Real estate brokers are <br />not experts concerning, nor can they determine if any expert is qualified to provide advice on, legal, tax, design, ADA, <br />engineering, construction, soils, title, survey, fire/life safety, insurance, hazardous materials, or other such matters. Such areas <br />require special education and, generally, special licenses not possessed by real estate brokers. Consult with the experts of your <br />choice regarding these matters. <br />CONSULT YOUR ADVISORS — This document has legal consequences. No representation or recommendation is made by Broker as to the <br />legal or tax consequences of this Agreement or the transaction(s) which it contemplates. This form is not intended to substitute for any <br />disclosures the law requires that the parties make to each other. These are questions for your attorney and financial advisors. <br />