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Independent Counsel means an attorney duly admitted to practice law before the highest <br /> court of any state and who is not a full-time employee, director or shareholder of the Issuer, the <br /> Company, or the Charter School. <br /> Insurance Consultant means a person or firm not employed full-time by the Company or <br /> the Charter School selected by the Charter School or the Company, which is recognized as <br /> knowledgeable about insurance for public schools. <br /> [Intercreditor Agreement means the Intercreditor Agreement,dated as of September <br /> 19 2022, between the Charter School, the Trustee, and the Depository Bank, and all <br /> amendments thereof and supplements thereto.] [NOTE TO DRAFTER DELETE IF NO LINE <br /> F CREDIT WITH A BANK OR REVISE THE DEFINITION IF AN INTERCREDITOR MAY <br /> BE PROPOSED IN THE FUTURE AND IS BEING PREAPPROVED] <br /> Interest Payment Date means June 1 and December 1 each year, commencing December 1, <br /> 2022. <br /> Issuance Costs means costs paid or incurred by or on behalf of the Company in connection <br /> with the issuance of the Bonds and the making of the Loan by the Issuer to the Company including, <br /> without limitation, the following: payment of financial, legal, accounting and appraisal fees, <br /> expenses and disbursements; the Issuer's fees, Rating Agency fees, and expenses attributable to <br /> the issuance of the Bonds; the costs of printing, engraving and reproduction services; legal fees <br /> and expenses for Bond Counsel, Issuer's counsel, Trustee's counsel, Underwriter's counsel and <br /> counsel to the Company and the Charter School; the initial or acceptance fee of the Trustee; and <br /> all other fees, charges and expenses incurred in connection with the issuance of the Bonds and the <br /> preparation and filing or recording of this Indenture and of any document, including the School <br /> Documents, the Company Documents and the Security Documents, relating to the issuance of the <br /> Bonds, including any other costs within the meaning of Section 147(g) of the Code. <br /> Issuer means the City of Ramsey, Minnesota, a home rule charter city and political <br /> subdivision organized and existing under the Constitution and laws of the State, and any successor <br /> to the functions thereof. <br /> Issuer Documents means this Indenture, the Loan Agreement, the Bond Purchase <br /> Agreement, [the Bank Qualified Fee Agreement,] and any other document executed and <br /> delivered by the Issuer in connection with the issuance of a series of Bonds. <br /> Issuer Fee means $ <br /> Issuer Indemnified Party or Issuer Indemnified Parties means the Issuer, its past, present, <br /> and future governing body members, manager, administrator, executive director, officers, <br /> employees, legal counsel, advisors, and agents, individually and collectively. <br /> Issuer Representative means the mayor, manager, administrator, executive director, or <br /> clerk of the Issuer and any other officer, official, employee, person or persons at the time <br /> designated to act on behalf of the Issuer by written certificate furnished to the Company and the <br /> Trustee containing the specimen signatures of such person or persons and signed on behalf of the <br /> Issuer by its duly authorized agent. Such certificate may designate an alternate or alternates. <br /> 10 <br /> 735810810 <br />