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Significant Dates <br />Dated 10/01/2022 <br />First Coupon Date 6/01/2023 <br />Yield Statistics <br />Bond Year Dollars <br />Average Life <br />Average Coupon <br />Net Interest Cost (NIC) <br />True Interest Cost (TIC) <br />Bond Yield for Arbitrage Purposes <br />All Inclusive Cost (AIC) <br />$107,373.33 <br />8.867 Years <br />3.9635609% <br />4.0763450% <br />4.0735584% <br />3.9340986% <br />4.1738121% <br />IRS Form 8038 <br />Net Interest Cost <br />Weighted Average Maturity <br />3.9635609% <br />8.867 Years <br />Series 2022A GO Street Re I SINGLE PURPOSE I 7/27/2022 12:22 PM <br />LERS <br />L.7,1,3.,,,,INANCFADVIS011.5 <br />City of Ramsey, Minnesota <br />$12,110,000 General Obligation Street Reconstruction Bonds, Series 2022A <br />Assumes Current Market Non-BQ AA+ Market Rates + 75bps <br />15 Years <br />Debt Service Schedule <br />105% <br />Date Principal Coupon Interest Total P+1 Overlevy <br />12/01/2022 - - <br />12/01/2023 570,000.00 2.600% 523,110.00 1,093,110.00 1,147,765.50 <br />12/01/2024 . 660,000.00 2.850% 433,560.00 .1,093,560.00 1,148,238.00 <br />12/01/2025 675,000.00 2.950% 414,750.00 1,089,750.00 1,144,237.50 <br />12/01/2026 695,000.00 3.150% 394,837.50 1,089,837.50 1,144,329.38 <br />12/01/2027 720,000.00 3.250% 372,945.00 1,092,945.00 1,147,592.25 <br />12/01/2028 740,000.00 3.450% 349,545.00 1,089,545.00 1,144,022.25 <br />12/01/2029 765,000.00 3.550% 324,015.00 1,089,015.00 1,143,465.75 <br />12/01/2030 795,000.00 3.650% 296,857.50 1,091,857.50 1,146,450.38 <br />12/01/2031 825,000.00 3.750% 267,840.00 1,092,840.00 1,147,482.00 <br />12/01/2032 855,000.00 . 3.850% 236,902.50 1,091,902.50 1,146,497.63 <br />12/01/2033 885,000.00 4.000% 203,985.00 _ 1,088,985.00 .1,143,434.25 <br />12/01/2034 _ 920,000.00 4.050% 168,585.00 1,088,585.00 1,143,014.25 <br />12/01/2035 960,000.00 4.250% 131,325,00 1,091,325.00 1,145,891.25 <br />12/01/2036 1,000,000.00 4.350% 90,525.00 1,090,525.00 1,145,051.25 <br />12/01/2037 1,045,000.00 4.500% 47,025.00 1,092,025.00 1,146,626.25 ' <br />Total $12,110,000.00 S4,255,807.50 $16,365,807.50 $17,184,097.88 <br />I Li' 51 C) <br />