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UNITED STATES OF AMERICA <br />STATE OF MINNESOTA <br />ANOKA COUNTY <br /> CITY OF RAMSEY <br /> <br />GENERAL OBLIGATION EQUIPMENT CERTIFICATE <br />OF INDEBTEDNESS, SERIES 2005C <br /> <br />INTEREST MATURITY DATE OF <br />RATE DATE ORIGINAL ISSUE <br /> <br />CUS~ <br /> <br />DECEMBER 15, 20__ DECEMBER 15, 2005 <br /> <br />REGISTERED OWNER: CEDE & CO. <br /> <br />PRINCIPAL AMOUNT: <br /> <br />DOLLARS <br /> <br /> THE CITY OF RAMSEY, ANOKA COUNTY, MINNESOTA (the "Issuer"), certifies <br />that it is indebted and for value received promises to pay to the registered owner specified above, <br />or registered assigns, in the manner hereinafter set forth, the principal amount specified above, <br />on the maturity date specified above, without option of prepayment, and to pay interest thereon <br />semiannually on June 15 and December 15 of each year (each, an "Interest Payment Date"), <br />commencing June 15, 2006, at the rate per annmn specified above (calculated on the basis ora <br />360-day year of twelve 30-day months) until the principal sum is paid or has been provided for. <br />This Certificate will bear interest from the most recent Interest Payment Date to which interest <br />has been paid or, if no interest has been paid, from the date of original issue hereof. The <br />principal of and premium, if any, on this Certificate are payable upon presentation and surrender <br />hereof at the principal office of Northland Trust Services, Inc., in Minneapolis, Minnesota (the <br />"Registrar"), acting as paying agent, or any successor paying agent duly appointed by the Issuer. <br />Interest on this Certificate will be paid on each Interest Payment Date by check or draft mailed to <br />the person in whose name this Certificate is registered (the "Holder") on the registration books of <br />the Issuer maintained by the Registrar and at the address appearing thereon at the close of <br />business on the first day of the calendar month of such Interest Payment Date (the "Regular <br />Record Date"). Any interest not so timely paid shall cease to be payable to the person who is the <br />Holder heraof as of the Regular Record Date, and shall be payable to the person who is the <br />Holder hereof at the close of business on a date (the "Special Record Date") fixed by the <br />Registrar whenever money becomes available for payment of the defaulted interest. Notice of <br />the Special Record Date shall be given to Holders not less than ten days prior to the Special <br />Record Date. The principal of and premium, if any, and interest on this Certificate are payable in <br />lawful money of the United States of America. So long as this Certificate is registered in the <br />name of the Depository or its Nominee as provided in the Resolution hereinafter described, and <br />as those terms are defined therein, payment of pfincipai of, premium, if any, and interest on this <br />Certificate and notice with respect thereto shall be made as provided in the Le'aer of <br />Representations, as defined in the Resolution. Until termination of the book-entry only system <br /> <br />1848944vl 6 <br /> <br /> <br />