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Personal Umbrella Policy Declarations <br />Policy number: 1811389971I <br />Policy effective date: December 29, 2022 <br />Page 2 of 3 <br />Required Underlying Insurance Limits <br />You must maintain the Required Underlying Insurance, at or above the limits as shown below at all times for each liability <br />exposure any insured person has. Please refer to the "Required Underlying Insurance" provision of the policy. <br />Coverage <br />Personal Liability - Bodily Injury and Property <br />Damage Liability <br />1. Homeowners, Condominium, Renters, <br />Mobilehome, Manufactured Home or other <br />Personal Liability Policy <br />2. Incidental Office, Private School or Studio <br />One, Two, Three or Four Family Residential Rental <br />Property - Bodily Injury and Property Damage <br />Liability <br />Automobiles and Motor Homes <br />Motorcycles, Motor Scooters, Mopeds <br />and Recreational Vehicles <br />Bodily Injury <br />Property Damage <br />Bodily Injury <br />including Passenger Liability when available <br />Property Damage <br />Guest Passenger Liability <br />(when available as a separate limit) <br />Personal Watercraft such as jet skis and wet bikes Bodily Injury <br />Watercraft Liability <br />Craft under 26 feet and up to 50 horsepower <br />(U.S. horsepower) <br />Watercraft Liability <br />Craft 26 feet and over or greater than 50 <br />horsepower (U.S. horsepower) <br />Property Damage <br />Bodily Injury <br />Property Damage <br />Bodily Injury <br />Property Damage <br />Required Underlying Limit <br />Combined Single Limit <br />$300,000 per occurrence <br />$300,000 per occurrence <br />$250,000 each person <br />$500,000 each occurrence <br />$100,000 each occurrence <br />or <br />Combined Single Limit <br />$500,000 per occurrence <br />$100,000 each person <br />$300,000 each occurrence <br />$100,000 each occurrence <br />or <br />Combined Single Limit <br />$300,000 per occurrence <br />$100,000 each person <br />$300,000 each occurrence <br />or <br />Combined Single Limit <br />$300,000 per occurrence <br />$100,000 each person <br />$300,000 each occurrence <br />$100,000 each occurrence <br />or <br />Combined Single Limit <br />$100,000 per occurrence <br />$100,000 each person <br />$300,000 each occurrence <br />$100,000 each occurrence <br />or <br />Combined Single Limit <br />$100,000 per occurrence <br />$250,000 each person <br />$500,000 each occurrence <br />$100,000 each occurrence <br />or <br />Combined Single Limit <br />$250,000 per occurrence <br />(continued) <br />060 088 022 <br />221228S300538 <br />MN088NBD 02/22 <br />PRO R02MN2022122822541001A-000141-002-0-00-00 <br />