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QCORP, CERTIFICATE OF LIABILITY INSURANCE 04/07/20101 PRODUCER (952) 707-8200 FAX (952)890-0535 Kraus -Anderson Insurance 420 Gateway Boulevard Burnsville, MN 5.5337-2790 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERT FICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. INSURERS AFFORDING COVERAGE NAIC # INSURED Landform 105 Fifth Ave. South Suite 513 Minneapolis, MN 55401 INSURERA: Secura Insurance 22543 INSURERB: Landmark American Ins Co IN$URERC: INSURER D: INSURER E: ',NJ Y Gr1Y ,r_o THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR ADM- NSRQ TYPE OF INSURANCE POLICY NUMBER POLICY EFFECTIVE DATF IMM!DDDYYV POLICY EXPIRATION DATE IMMIDDNY1 LIMITS A GENERAL LIABILITY COMMERCIAL GENERAL LIABILITY BP-003156589-9 11/18/2009 11/18/2010 EACH OCCURRENCE $ 1,000,000 X DAMAGE TO RENTED PRFMISFS [Fa occurenrel $ 250,000 CLAIMS MADE X OCCUR MED EXP (Any one person) $ 10,000 PERSONAL & ADV INJURY $ Included GENERAL AGGREGATE $ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: 7 POLICY IT I if 0. n LOC PRODUCTS • COMP/OP AGG $ 2,000,000 A AUTOMOBILE X X X LIABIUTY ANY AUTO ALL OWNED AUTOS SCHEDULED AUTOS HIRED AUTOS NON -OWNED AUTOS A-003156590-9 11/18/2009 11/18/2010 COMBINED SINGLE UMIT (Ea accident) $ 1,000,000 BODILY INJURY (Per person) • $ BODILY INJURY {Peraccident) $ PROPERTY DAMAGE (Per accident) $ GARAGE UABILITY ANY AUTO • AUTO ONLY - EA ACCIDENT $ OTHER THAN • EA ACC $ AUTO ONLY: AGG $ A EXCESS/UMBRELLALIABIUTY ^ 1 OCCUR n CLAIMS MADE CU-003156592 11/18/2009 11/18/2010 EACHOCCURRENCE $ 5,000,000 AGGREGATE $ 5,000,000 RETENTION $ 10 , 000 $ $ HDEDUCTIBLE X $ A WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? If yes, describe under SPECIAL PROVISIONS below WC-003156591-9 11/18/2009 11/18/2010 X TO Y u ITS DER . E.L EACH ACCIDENT $ 500,000 E.L DISEASE- EA EMPLOYEE $ 500,000 E.L DISEASE- POUCY LIMIT $ 500,000 B OTH Professional Liability LHR724124 11/18/2009 11/18/2010 Each Claim: $2,000,000 Aggregate: $2,000,000 Deductible: $5,000 DESCRIPTION OF OPERATIONS! LOCATIONS! VEHICLES! EXCLUSIONS ADDED BY ENDORSEMENT/ SPECIAL PROVISIONS RE: Ramsey Town Center Project in the City of Ramsey ***SEE ATTACHED*** SHOULD ANY OF THE ABOVE DESCRIBED POUCIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR 70 MAIL Housing and Redevelopment Authority of the Ci ty of Ramsey + 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY 7550 Sunwood Drive NW - OF ANY KIND UPON THE INSURER, ITS AGENTS OR REPRESENTATIVES. Ramsey, MN 55303 AUTHORIZED REPRESENTATIVE /� Justin Voerster/AMBER z.( ACORD 25 (2001108) ©ACORD CORPORATION 1988