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D <br /> <br /> RISK CONSULTANTS INCORPORATED <br /> Programs to Protect People and Property at Minimum Cost <br />5301 Minnaqua Drive, Golden \;alley, MN 554221982© 612/529-5627 <br /> <br />612/373-5356 <br /> <br />BACKGROUND OF CONSULTANTS <br /> <br />Andrew F. Whitman, Senior Consultant <br /> <br /> Currently Professor of Insurance, University of Minnesota, <br />Financial Consultant and Attorney. <br /> <br /> B.S., M.B.A., Pennsylvania State University; J.D., University of <br />b:innesota; Ph.r., University of Wisconsin. CPCU and CLU designations. <br />Professor of Insurance, University of Minnesota. Director of Risk <br />Management Inc., Total Planning Consultants, Inc., and Minnesota <br />Worker's compensation Mutual Insurance Company. Attorney admitted to <br />practice in btinnesota and Pennsylvania. Former Deputy Insurance <br />Commissioner of Pennsylvania. Former member of Metropolitan Health <br />Board in Minnesota. Lecturer on topics of risk management, <br />governmental risk management, worker's compensation, personal <br />financial management, and health benefit plan management. Eighteen <br />years as a risk management consultant. Author of manuals and <br />articles. <br /> <br />Peter Young, Consultant <br /> <br /> Currently is a Professor of Risk Management and Insurance at St. <br />Cloud State University. <br /> <br /> Peter is currently finishing his doctoral degree in Risk <br />Management and Insurance at the University of Minnesota. He holds a <br />Masters degree in Public Administration from the University of <br />Nebraska and is currently affiliated with the American Risk and <br />Insurance Association, Risk and Insurance Management Society, !nc., <br />Public Risk and Insurance Management Association and American Society <br />for Public Administrators. <br /> <br /> Previous experience includes extensive consulting and technical <br />assistance work with public entities through the University of <br />Nebraska's Center for Applied Urban Research. <br /> <br /> <br />