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• <br />UNITED STATES OF AMERICA <br />STATE OF MINNESOTA <br />ANOKA COUNTY <br />CITY OF RAMSEY <br />R - $ <br />GENERAL OBLIGATION TAXABLE TAX INCREMENT <br />BOND, SERIES 2001D <br />INTEREST MATURITY DATE OF <br />RATE DATE ORIGINAL ISSUE CUSIP <br />DECEMBER 15, 20 NOVEMBER 1, 2001 <br />REGISTERED OWNER: CEDE & CO. <br />PRINCIPAL AMOUNT: DOLLARS <br />The City of Ramsey, Anoka County, Minnesota (the "Issuer "), certifies that it is indebted <br />and for value received promises to pay to the registered owner specified above, or registered <br />assigns in the manner hereinafter set forth, the principal amount specified above, unless called <br />for earlier redemption, on the maturity date specified above, and to pay interest thereon <br />semiannually on June 15 and December 15 of each year (each, an "Interest Payment Date "), <br />commencing June 15, 2002, at the rate per annum specified above (calculated on the basis of a <br />360 -day year of twelve 30 -day months) until the principal sum is paid or has been provided for. <br />This Bond will bear interest from the most recent Interest Payment Date to which interest has <br />been paid or, if no interest has been paid, from the date of original issue hereof. The principal of <br />and premium, if any, on this Bond are payable upon presentation and surrender hereof at the <br />principal office of U.S. Bank Trust National Association, in St. Paul, Minnesota (the "Bond <br />Registrar "), acting as paying agent, or any successor paying agent duly appointed by the Issuer. <br />Interest on this Bond will be paid on each Interest Payment Date by check or draft mailed to the <br />person in whose name this Bond is registered (the "Holder" or "Bondholder") on the registration <br />books of the Issuer maintained by the Bond Registrar and at the address appearing thereon at the <br />close of business on the first day of the calendar month of such Interest Payment Date (the <br />"Regular Record Date "). Any interest not so timely paid shall cease to be payable to the person <br />who is the Holder hereof as of the Regular Record Date, and shall be payable to the person who <br />is the Holder hereof at the close of business on a date (the "Special Record Date ") fixed by the <br />Bond Registrar whenever money becomes available for payment of the defaulted interest. <br />Notice of the Special Record Date shall be given to Bondholders not less than ten days prior to <br />the Special Record Date. The principal of and premium, if any, and interest on this Bond are <br />payable in lawful money of the United States of America. [So long as this Bond is registered <br />in the name of the Depository or its Nominee as provided in the Resolution hereinafter <br />described, and as those terms are defined therein, payment of principal of, premium, if <br />any, and interest on this Bond and notice with respect thereto shall be made as provided in <br />the Letter of Representations, as defined in the Resolution, and surrender of this Bond <br />shall not be required for payment of the redemption price upon a partial redemption of <br />1346081vI 7 <br />