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GOVERNMENT -WIDE FINANCIAL ANALYSIS <br />As noted earlier, net position may serve over time as a useful indicator of a government's financial position. The <br />City's assets and deferred outflows of resources exceeded liabilities and deferred inflows of resources by <br />$184,993,119 at the close of December 2019. Total net position increased by $8,162,249 from current year <br />operating results. <br />By far, the largest portion of the City's net position (54 percent) reflects its investment in capital assets (e.g., <br />land, buildings, machinery, infrastructure, and equipment), less any related debt used to acquire those assets that <br />are still outstanding. The City uses these capital assets to provide services to citizens; consequently, these assets <br />are not available for future spending. Although the City's investment in its capital assets is reported net of <br />related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, <br />since the capital assets themselves cannot be used to liquidate these liabilities. <br />The following is a summary of the City's net position: <br />Assets <br />Current and other assets <br />Capital assets, net of <br />depreciation <br />Total assets <br />Net Position <br />Governmental Business -Type <br />Activities Activities <br />Total <br />2019 2018 2019 2018 2019 2018 <br />51,956,945 $ 47,057,946 $ 47,582,978 $ 43,585,362 $ 99,539,923 $ 90,643,308 <br />66, 783, 317 67, 681,135 55, 575, 211 53, 653, 338 122, 358, 528 121, 334, 473 <br />$ 118,740,262 $ 114,739,081 $ 103,158,189 $ 97,238,700 $ 221,898,451 $ 211,977,781 <br />Deferred outflows of resources <br />OPEB plan deferments $ 27,297 $ 20,955 $ - $ $ 27,297 $ 20,955 <br />Pension plan deferments 2,745,148 3,842,824 128,436 177,917 2,873,584 4,020,741 <br />Total deferred outflows of resources $ 2,772,445 $ 3,863,779 $ 128,436 $ 177,917 $ 2,900,881 $ 4,041,696 <br />Liabilities <br />Current and other liabilities $ 4,601,510 $ 741,057 $ 113,771 $ 99,725 $ 4,715,281 $ 840,782 <br />Long-term liabilities 30,405,906 32,404,808 544,044 543,043 30,949,950 32,947,851 <br />Total liabilities $ 35,007,416 $ 33,145,865 $ 657,815 $ 642,768 $ 35,665,231 $ 33,788,633 <br />Deferred inflows of resources <br />OPEB plan deferments $ 37,433 $ $ - $ $ 37,433 $ <br />Pension plan deferments 4,043,743 5,303,755 59,806 96,219 4,103,549 5,399,974 <br />Total deferred inflows of resources $ 4,081,176 $ 5,303,755 $ 59,806 $ 96,219 $ 4,140,982 $ 5,399,974 <br />Net position <br />Net investment in capital assets $ 44,658,317 $ 43,551,135 $ 55,575,211 $ 53,653,338 $ 100,233,528 $ 97,204,473 <br />Restricted 21,006,537 20,935,216 21,006,537 20,935,216 <br />Unrestricted 16,759,261 15,666,889 46,993,793 43,024,292 63,753,054 58,691,181 <br />Total net position $ 82,424,115 $ 80,153,240 $ 102,569,004 $ 96,677,630 $ 184,993,119 $ 176,830,870 <br />The City's financial position is the product of many factors. For example, the determination of the City's net <br />investment in capital assets involves many assumptions and estimates, such as current and accumulated <br />depreciation amounts. A conservative versus a liberal approach to depreciation estimates, as well as <br />capitalization policies, will produce a very significant difference in the calculated amounts. <br />The City has taken a conservative financial approach, carefully analyzing revenues and expenditures/expenses <br />to assure operation of a balanced budget. The ongoing management of revenue and expenditures/expenses has <br />resulted in an upgraded bond rating. In November 2009, Standard and Poor's (S&P) upgraded the City's bond <br />rating from an AA- to an AA+ and reaffirmed the rating in June 2018. This has also allowed the City to continue <br />to provide quality public services at a tax rate that is affordable. <br />29 <br />