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i <br /> MEMORANDUM OF UNDERSTANDING <br /> BETWEEN THE CITY OF RAMSEY AND AMERICAN FEDERATION OF <br /> STATE,COUNTY AND MUNICIPAL EMPLOYEES(AFSCME) <br /> ARTICLE 12 MOU INSURANCE <br /> 1) Insurance: City monthly contributions for 2025 health insurance and life <br /> insurance: <br /> The EMPLOYER will make the following contributions toward groin health <br /> insurance coverage for EMPLOYEES enrolled in the City's health plan during <br /> 2025.In addition,the City will purchase$20,000 of basic life insurance for full- <br /> time regular EMPLOYEES. <br /> Premiums or Waiver <br /> • EMPLOYEE only(single)City contribution,not to exceed$1102.50 <br /> • EMPLOYEE and Children City contribution: $1544.20 <br /> • EMPLOYEE and Spouse City contribution: $1621.20 <br /> • Family City contribution: $2007.60,or <br /> • Cash in lieu of City's insurance contribution of$425.00 per month. <br /> Cash in lieu of coverage requires proof of other coverge. <br /> Health Reimbursement Account/Health Savings Account <br /> • Single plans with a$3300 deductible receive$160.00 per month <br /> toward the H.R.A./V.E.B.A.or H.S.A. <br /> • Other single plans receive$13 0.00 per month toward the <br /> H.R.A./V.E.B.A.or H.S.A. <br /> • All EMPLOYEE+children and EMPLOYEE+spouse plans will <br /> receive$160.00 per month toward the H.R.A./V.E.B.A.or H.S.A. <br /> • All family plans will receive$192.00 per month toward the <br /> H.R.A./V.E.B.A.or H.S.A. <br /> • EMPLOYEES waiving health insurance will not receive H.R.A.or <br /> H.S.A.contributions <br /> Formatted:Right,Right: 0" <br /> 49 ,f <br />