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inundate abutting land, while adjacent streets and parking lots may produce run -off containing polluting substances. Thus, all discharge into and withdrawal from lakes should be carefully regulated and monitored. Since Ramsey's character and unique value derive in part from its setting near several lakes, their existence raises concern regarding these specific issues: 1. Overall quality of water and its protection. 2. Runoff from hard covered surfaces. 3. Location of roads, highways, and utilities. 4. Size of lots. 5. Length of building setback. 6. Septic system requirements. 7. Amount of land cover. 8. Regulation of vegetative removal. These standards will be discussed in various sections of this report according to topic. The Minnesota Department of Nat- ural Resources (DNR) has developed the Municipal Shoreland Standards which address the concerns expressed above. The land use standards are discussed within the Land Use Element. In Ramsey, all lakes are classified as Natural Environment lakes. They are: Black Eddy, Itasca, Jeglens Marsh, Grass, Rogers and 7 unnamed lakes. (See Map 5, Land Use Section). LAKES Standards for lot size, storm water runoff quality, and b. Plan septic systems are discussed in other sections of the Compre- hensive Plan. The standards proposed in this report will help insure the quality of the lakes in Ramsey. 10 5. FLOODPLAINS FLOODPLAINS The State of Minnesota adopted the Floodplain Management a. Inventory Act in 1969. The Act requires all local units of govern - ment to adopt, enforce, and administer a Floodplain Ordin- ance. The Floodplain Act was in response to growing concern over the financial and personal losses resulting from floods. Floodplains of rivers and streams were originally formed by nature resulting from flood flows during excessive snowmelt or rainfall. There have always been floods, but prior to man there were no flood problems. Over time, as more and more development occurred in or along the flood - plain, flood heights and velocities increased and resulted in a tremendous increase in economic losses.