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Respectfully submitted, <br />The 1995 Comprehensive Annual Financial Report of the City of Ramsey meets the highest professional standards <br />and was prepared in a timely and cost - effective manner. This could never have been accomplished without the <br />excellent work of the entire Finance Department. We would like to express our appreciation to the Finance <br />Department and all members of City staff who assisted in the contribution to its preparation. <br />Ryan Schroeder <br />City Administrator <br />ACKNOWLEDGEMENT <br />Jessie L. Hart <br />Finance Officer <br />