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<br />B. Semor Ifousing .' .... K' J> .,;
<br />Prior to 1jhe planning for '~"i~,!;JJv ~okaf~lJY
<br />housing ~pportunities exi~~" . eY'T\\\~
<br />560;seni~r housing units liqc .< ; oth~u~i'jz
<br />~ wel~short of serviog~,," ",ii ou~J'tl>u
<br />by the year 2005.5 ; . .
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<br />
<br />Comprehensive Plan
<br />
<br />';~~nior housing project, no senior
<br />~pt eq!Umupities there are roughly
<br />. Qlllarket rate units. This supply
<br />on th* is expected to need housing
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<br />C Afforda.ility .;. l.~'[, . 'L .. .At
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<br />· .,-fordable housin.gp.<t "1 tl...~. n,.".~. ~ore.~ :30%Lof ahou.sehold's monthly income for
<br />r~nt or mortgage paynt:tfts. ~ . '. '
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<br />~~v::~~~~::~r~b[e ~tt~mfi:~l~~~~r~etroPolitaIi COlmcil established goals
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<br />Owner occupied hOQ,si.gj' Id bea1fot(la~~eto'~~u~eholdSat80%ofthe metro
<br />median income ($43~61~... .' ....al inco~e~WWc~h wl:>lJldequa,te to a housing cost of
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<br />$2,225. .. If' ~ ;, .,< li'
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<br />According to this definition,. ~f[ ~~tdab(e 'ho~i~S;' a,...lt1ajority of the existing owner
<br />occupied ,housing in Rams~yi (~Oi~; is co~i~ere~i affor#ble. . Ramsey continues to
<br />provt..l...d. ehP.... us.ing that is mo. re..... fflb,....... ..r..... r.ti.... >'.~.( Ie tlF.. .........f..,. m... .F,.'...........tr<l.J.l',..:........o... ~.i.t~...... .... ?.omm. '.. un.........ities. on the fringe of
<br />the l11etrol'ohtan areas. Ofth~ l'nprp.es 111~e-Ji'hstedmthe 1998 Parade of Homes
<br />Sho'Vcaselsponsored by the~tilfer_tsso~ia'()I!o~!heTWI1 Cities, 5 homes were listed
<br />for loss tqan $135,000 and 8.lIlbftto. bujld~rs,indi9ate~~therhave products for less
<br />than $135,000. For sake of~J.'f-?son,11~of;~aIl hSt1n~S In the Parade of Home
<br />Showcase1were below $135,aot,~hJl~ 45% ofli,tingsil1Ran1seywere below $135,000.
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<br />Another important aspect oflrltqida,~le housiJ,\gj$~lix~ble wage issue. The number of
<br />jobsin~sey that only pay~~~J$12pe~~ut,~:!re~~es~need for affordable rental
<br />housing. ~deally, a singlep()rsl>4 m1J~eamD~~g~I,()fl1",~iy $20 per hour to afford a
<br />mortgag~ f.aymen~ on ~ hous~ ~~a~):ne clas~i1~d'l~ordablebrtheabo.ve definition.
<br />The FaJotIty of Jobs 111 Rap1!..e~~PinotP~rf'l,~s~!typesOfWa9YS mak111g Ramsey's
<br />existing l1<>using supply af'{o.. Jbl~.~ oJ:lly,a~ fe~onejncome;eaming households.
<br />However, 'apartment units wt.'d!be~~ord~bl"tf' a.t~inglepersoneaming a wage of $13
<br />per hour. ... Lack of apartmeIlt 1bJilljIts andre~jd~#aliren~lopportunities in Ramsey
<br />make~ hOlJsing largely un~orta~le~sin!letin~i~~als il1cllJding. .senior citizens. The
<br />City shoulp not focus solelyp~I!q'i~ng 4ffqr~bl~\multi-family housing as market rate
<br />multi-fami~y is also at a sho~.4t~ey.' .
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<br />5 Community PartntrsR<t&earch, Inc. Ramse~SluJo~'qusinlJ.'~t ~dy,'an1iary 1998 pages 23-25.
<br />6 Metropolitan Coutlcil ~ta Center "Livablelclntn'~es Act, Repolt'on Affor?ab1e. & Life-Cycle Housing"
<br />February, 1998 ; . ... j.~ it . .,.;;
<br />2001 Ramsey Compre'1ensive Plan . t:~;r;' .... "'1:' '" Page VII-3
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