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City of Ramsey <br />Legal Debt Margin Information <br />Last Ten Fiscal Years <br />Fiscal Year <br />2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 <br />Debt Limit $ 62,348,919 $ 65,840,919 $ 72,493,821 $ 77,913,726 $ 81,439,488 $ 87,330,236 $ 96,699,532 $ 120,961,681 $ 131,933,638 $ 130,775,298 <br />Total net debt applicable to limit 18,316,143 17,454,836 16,444,851 15,298,888 23,195,703 21,803,268 31,697,237 38,256,461 36,085,530 33,847,671 <br />Legal debt margin $ 44,032,776 $ 48,386,083 $ 56,048,970 $ 62,614,838 $ 58,243,785 $ 65,526,968 $ 65,002,295 $ 82,705,220 $ 95,848,108 $ 96,927,627 <br />Total net debt applicable to limit <br />as a percentage of debt limit 29.38% 26.51% 22.68% 19.64% 28.48% 24.97% 32.78% 31.63% 27.35% 25.88% <br />Legal Debt Margin Calculation for Fiscal Year 2025 <br />Taxable Market value $ 4,359,176,612 <br />Debt limit (3% of market value) 130,775,298 <br />Debt applicable to limit: <br />Total bonded debt and certificates $ 35,055,000 <br />Less: <br />Obligations issued with special assessments (740,000) <br />Amounts available in respective Debt Service Funds (467,329) <br />Total deductions (1,207,329) <br />33,847,671 <br />Legal debt margin $ 96,927,627 <br />Note: Under state finance law, the City of Ramsey's outstanding general obligation debt should not exceed 3 percent of total taxable market value. By law, the general <br />obligation debt subject to the limitation may be offset by amounts set aside for repaying general obligation bonds. <br />153 <br />