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HOME — FACTS —TABLES—VIDEOS— INFOGRAPHICS — AGENCIES — RESEARCH <br />Wage Theft is a Crime Against the Taxpayer <br />Worker misclassification leads to shortfalls in government revenue. Employers withhold state and federal <br />income taxes and make contributions to Social Security, Medicare, and state unemployment insurance <br />and workers' compensation systems on behalf of all workers on their payrolls. By misclassifying employees <br />as "independent contractors," fraudulent contractors leave workers fully responsible for reporting their <br />incomes, paying taxes, and paying the full amount due to public programs like Social Security and <br />Medicare. <br />Research indicates that misclassified workers would earn higher wages if they were correctly considered <br />employees. That additional income would be subject to state taxes. Furthermore, if they were not illegally <br />paid in cash, the earnings of "off -the -books" construction workers would be fully reported and would be <br />taxed. The result is that the federal government loses up to $1.3 billion in income tax revenues and up to <br />$4.3 billion in Social Security and Medicare revenues due to misclassification and payroll fraud in <br />construction (Ormiston, Belman, & Erlich, 2020). States lose $1.7 billion in workers' compensation <br />payments, over $700 million in unemployment insurance contributions, and $552 million in income tax <br />revenues due to misclassification and payroll fraud in construction (Ormiston, Belman, & Erlich, 2020). <br />Another national study estimates that revenue for Social Security, Medicare, workers' compensation, and <br />federal and state unemployment insurance decreases by as much as $3,000 (or 32%) per construction <br />worker who is misclassified as an independent contractor (Schmitt et al., 2023). <br />Numerous state -level studies confirm budget shortfalls caused by construction worker misclassification. <br />In California, the unemployment insurance system is cheated of $63 million and workers' compensation <br />system loses another $264 million every year due to misclassification and payroll fraud in construction <br />(Liu, Flaming, & Burns, 2014). In the construction industries of Illinois, Wisconsin, and Minnesota, more <br />than $360 million is lost each year in income taxes, unemployment insurance contributions, and workers' <br />comp premiums (Goodell & Manzo, 2021). Studies in Missouri, Rhode Island, Nevada, Massachusetts, <br />New York, Tennessee, and Michigan have found similar impacts (I<elsay, 2023; Ormiston &Juravich, 2022; <br />Waddoups, Duncan, & Ormiston, 2021; Juravich, Ormiston, & Belman, 2021; Ormiston, Erlich, & Belman, <br />2021; Canak & Adams, 2010; Belman & Block, 2009). <br />Because misclassification reduces worker earnings and causes wage theft, fraudulent contractors create <br />burdens on public services funded by taxpayers. Workers who have been misclassified are less likely to <br />have private health insurance coverage —due to the drop in employer -sponsored health insurance <br />coverage —and are more likely to rely on Medicaid (Greenstein, 2018). Underfunding of workers' <br />compensation systems can shift the financial burden of treatment to public safety nets and local hospitals, <br />with 20% of injured construction workers not being compensated for their injury in any way by their <br />employers ( ). In California, a recent study found that 48% of all families where <br />at least one adult works in construction are enrolled in means -tested government assistance programs <br />like Medicaid, the Earned Income Tax Credit (EITC), or Supplemental Nutrition Assistance Program (SNAP) <br />food stamps. The cost to state public services is estimated at $3 billion per year (Jacobs & Huang, 2021). <br />All workers and law-abiding businesses are forced to pay more in taxes, unemployment insurance <br />contributions, and workers' compensation premiums to cover the deficit caused by payroll fraud in <br />construction. Because contractors with wage and safety violations produce lower -quality public works <br />projects, taxpayers are also forced to pay more to maintain, repair, or replace infrastructure built by <br />unscrupulous contractors who commit misclassification (Sonn & Gebreselassie, 2009). As a result, wage <br />theft is a crime against taxpayers. <br />12 <br />