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MEMORANDUM OF UNDERSTANDING <br />BETWEEN THE CITY OF RAMSEY <br />AND <br />LAW ENFORCEMENT LABOR SERVICES - PATROL <br />ARTICLE NINETEEN (19) M.O.U. INSURANCE <br />January 1, 2027/425 to December 31, 20281426 as described below: <br />1) Insurance: City monthly contributions for 20271415 health insurance and life insurance: <br />The EMPLOYER will make the following contributions toward group health insurance coverage for <br />EMPLOYEES enrolled in the City's health plan during 20272f . In addition, the City will purchase <br />$20,000 of basic life insurance for full-time regular EMPLOYEES. <br />Premiums or Waiver <br />• EMPLOYEE only (single) City contribution, not to exceed $1103.501102.50 <br />• EMPLOYEE and Children City contribution: $1545.60154472-0 <br />• EMPLOYEE and Spouse City contribution: $1622.961621.20 <br />• Family City contribution: $2009.362007.60 <br />.-Cash in lieu of City's insurance contribution of $475.74425.00 per month. Cash in <br />lieu of coverage requires proof of other_ covergecoverage.: <br />Health Reimbursement Account/Health Savings Account <br />• Single plans with a $3300 $3500 deductible receive $160.00 per month toward the <br />H.R.A.N.E.B.A. or H.S.A. <br />• Other single plans receive $130.00 per month toward the H.R.A.N.E.B.A. or H.S.A. <br />• All EMPLOYEE + children and EMPLOYEE + spouse plans will receive $160.00 <br />per month toward the H.R.A./V.E.B.A. or H.S.A. <br />• All family plans will receive $192.00 per month toward the H.R.A./V.E.B.A. or <br />H.S.A. <br />• EMPLOYEES waiving health insurance will not receive H.R.A. or H.S.A. <br />contributions <br />Page 26 <br />