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Sle No. 07FEB
<br />Uniform Residenti Appraisal Report Fft#
<br />21. The lender /client may disclose or distribute this appraisal report to: the borrower, another lender at the request of the
<br />borrower, the mortgagee or its successors and assigns; mortgage insurers; government sponsored enterprises; other
<br />secondary market participants; data collection or reporting services; professional appraisal organizations; any department,
<br />agency, or instrumentality of the United States; and any state, the District of Columbia, or other jurisdictions; without having to
<br />obtain the appraiser's or supervisory appraiser's (if applicable) consent Such consent must be obtained before this appraisal
<br />report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public
<br />relations, news, sales, or other media).
<br />22. 1 am aware that any disclosure or distribution of this appraisal report by me or the lender / client may be subject to certain
<br />laws and regulations. Further, I am also subject to the provisions of the Uniform Standards of Professional Appraisal Practice
<br />that pertain to disclosure or distribution by me.
<br />23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage
<br />insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part
<br />of any mortgage finance transaction that involves any one or more of these parties.
<br />24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
<br />defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
<br />appraisal report containing a copy or representation of my.signature, the appraisal report shall be as effective, enforceable and
<br />valid as if a paper version of this appraisal report were delivered containing my original hand written signature.
<br />25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or
<br />criminal penalties including, but not limited to, fine or imprisonment or both under the provisions of Tide 18, United States
<br />Code, Section 1001, et seq., or similar state laws.
<br />SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that
<br />1. 1 directly supervised the appraiser for this appraisal assignment, have read the appraisal report, and agree with the appraiser's
<br />analysis, opinions, statements, conclusions, and the appraiser's certification.
<br />2. 1 accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions,
<br />statements, conclusions, and the appraiser's certification..
<br />3. The appraiser identified in this appraisal report is either a sub - contractor or an employee of the supervisory appraiser (or the
<br />appraisal firm), is qualified to perform this appraisal, and is acceptable to perform this appraisal under the applicable state law.
<br />4. This appraisal report complies with the Uniform Standards of Professional Appraisal Practice that were adopted and
<br />promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appraisal
<br />report was prepared.
<br />5. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
<br />defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
<br />appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
<br />valid as 9 a paper version of this appraisal report were delivered containing my original hand written signature.
<br />APPRAISER
<br />Signatu
<br />Name David C Huches
<br />Company Name Certified Appraisal Services _ _—
<br />Company Address 13016 NE Owatonna Street Blaine MN 55449
<br />Telephone Number (7631767 -6925
<br />Email Address mrsinc0corncast.net
<br />Date of Signature and Report February 22 2007
<br />Effective Date of Appraisal February M 2007
<br />State Certification # 20111284
<br />or State License # 20111284
<br />or Other (describe) State #
<br />State MN
<br />Expiration Date of Certification or License 8/31/2008
<br />ADDRESS OF PROPERTY APPRAISED
<br />5860 157th Ln NW
<br />Ramsey, MN 55303 -5943
<br />APPRAISED VALUE OF SUBJECT PROPERTY $ 289,000
<br />LENDER/CLIENT
<br />Name Sean Sullivan
<br />Company Name The City of Ramsey
<br />Company Address 7550 Sunwood Dr NW Ramsey MN 55303
<br />Email Address
<br />.y
<br />Freddie Mac Form 70 March 2005
<br />SUPERVISORY APPRAISER (ONLY IF REQUIRED) .
<br />Signature
<br />Name
<br />Company Name .
<br />Company Address
<br />Telephone Number
<br />Email Address
<br />Date of Signature
<br />State Certification #
<br />or State License #
<br />9Mta
<br />Expiration Date of Certification or License
<br />SUBJECT PROPERTY
<br />❑ Did not inspect subject property
<br />• Did inspect exterior of subject property from street
<br />Date of Inspection
<br />• Did inspect interior and exterior of subject property
<br />Date of Inspection
<br />COMPARABLE SALES
<br />❑ Did not inspect exterior of comparable sales from street
<br />❑ Did inspect exterior of comparable sales from street
<br />Date of Inspection
<br />Page 6 of 6
<br />Form 1004 — WnTOTAL' appraisal software by a la mode, inc. —1- 800- ALAMODE
<br />Fannie Mae Form 1004 March 2005
<br />—110—
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