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<br />UNITED STATES OF AMERICA <br />STATE OF MINNESOTA <br />ANOKACOUNTY <br />CITY OF RAMSEY <br /> <br />R- <br /> <br />$ <br /> <br />GENERAL OBLIGATION EQUIPMENT CERTIFICATE <br />OF INDEBTEDNESS,SERIES 2007A <br /> <br />DATE OF <br />ORIGINAL ISSUE <br /> <br />CUSIP <br /> <br />INTEREST <br />RATE <br /> <br />MATURITY <br />DATE <br /> <br />% <br /> <br />FEBRUARY 1,20_ <br /> <br />MARCH 1, 2007 <br /> <br />REGISTERED OWNER: <br /> <br />CEDE & CO. <br /> <br />PRINCIPAL AMOUNT: <br /> <br />DOLLARS <br /> <br />THE CITY OF RAMSEY, ANOKA COUNTY, MINNESOTA (the "Issuer"), certifies <br />that it is indebted and for value received promises to pay to the registered owner specified above, <br />or registered assigns, in the manner hereinafter set forth, the principal amount specified above, <br />on the maturity date specified above, without option of prepayment, and to pay interest thereon <br />semiannually on February 1 and August 1 of each year (each, an "Interest Payment Date"), <br />commencing August 1, 2007, at the rate per annum specified above (calculated on the basis of a <br />360-day year of twelve 30-day months) until the principal sum is paid or has been provided for. <br />This Certificate will bear interest from the most recent Interest Payment Date to which interest <br />has been paid or, if no interest has been paid, from the date of original issue hereof. The <br />principal of and premium, if any, on this Certificate are payable upon presentation and surrender <br />hereof at the principal office of Northland Trust Services, Inc., in Minneapolis, Minnesota (the <br />"Registrar"), acting as paying agent, or any successor paying agent duly appointed by the Issuer. <br />Interest on this Certificate will be paid on each Interest Payment Date by check or draft mailed to <br />the person in whose name this Certificate is registered (the "Holder") on the registration books of <br />the Issuer maintained by the Registrar and at the address appearing thereon at the close of <br />business on the fifteenth day of the calendar month next preceding such Interest Payment Date <br />(the "Regular Record Date"). Any interest not so timely paid shall cease to be payable to the <br />person who is the Holder hereof as of the Regular Record Date, and shall be payable to the <br />person who is the Holder hereof at the close of business on a date (the "Special Record Date") <br />fixed by the Registrar whenever money becomes available for payment of the defaulted interest. <br />Notice of the Special Record Date shall be given to Holders not less than ten days prior to the <br />Special Record Date. The principal of and premium, if any, and interest on this Certificate are <br />payable in lawful money of the United States of America. So long as this Certificate is <br />registered in the name of the Depository or its Nominee as provided in the Resolution hereinafter <br />described, and as those terms are defined therein, payment of principal of, premium, if any, and <br />interest on this Certificate and notice with respect thereto shall be made as provided in the Letter <br />of Representations, as defined in the Resolution. Until termination of the book-entry only <br /> <br />1987047vl <br /> <br />6 <br />