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<br />, FlJ;",'ecloSll,'e' PrJeventio,n: and B'dllcati/oin
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<br />Early Outreach to Foreclosure Impacted Households: Partner with the Minnesota Home Ownership Center to
<br />implement a Foreclosure Prevention Education Campaign, including hosting borrower's workshops for consumers,
<br />inserting foreclosure prevention information in tax statements and utility bills, encouraging agencies encountering
<br />consumers in crisis to have their agency staff attend a Foreclosure Prevention Training and to sign up for the Home
<br />Ownership Center's listserve. For more information on workshops contact the Minnesota Home Ownership Center at 651-
<br />659-9336 or http://www.hocmn.org/ j. :i,"i......,..,.,., . .......,.. '.,.. 'i .,....,.. ,..... ""'f.!'.,
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<br />.,.ahoutLacalForeelosures
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<br />Actively Provide Local Referrals: Refer homeowners and renters to
<br />trusted local and regional foreclosure prevention and credit counseling
<br />organizations.
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<br />Reach Ollt To Local Renters in Foreclosed Units: Partner with
<br />HOME Line, Legal Aid, and Southern Minnesota Regional Legal
<br />Services (SMRLS) on their outreach campaign to renters. Direct
<br />renters to these organizations to receive free legal advice about their
<br />rights and options during foreclosure. For example, HOME Line at 1-
<br />866-866-3546 (or see http://www.homelinemn.org and see Minnesota
<br />Attorney Generals Office for rights and duties oflandlords and
<br />tenants at http://www.ag.state.mn.us/Consumer/housing/lt/default.asp )
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<br />Provide Helpful Literature and Web Links: Distribute materials
<br />through city departments, utilities, and local non-profits, and provide
<br />links on your city web site to trusted foreclosure prevention counseling
<br />resources such as Minnesota Home Ownership Center, HOMELine
<br />tenant hotline at (866) 866-3546, the Attorney General's Office, and
<br />lawhelpmn.org about the availability of services and other resources to
<br />assist home owners and renters.t.
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<br />Work with local community and faith .
<br />organizatioristo expand outreach in targeted
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<br />areas.
<br />..... pesignatecitystaffand n~ighborh06d leaders as
<br />fClreclosure infomlation coordinators.
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<br />Promote "Don't Borrow Trouble" Consumer Education: Don't
<br />Borrow Trouble is a public education initiative that seeks to educate families and individuals about how to avoid predatory
<br />lending scams. The Don't Borrow Trouble help line has been established at 612-312-2020 to offer families a safe place to call
<br />before they sign anything that puts their home at risk (bttp:1 Iwww.dontborrowtroublemn.org/01.htm.)
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<br />Foster Pre-Purchase Counseling for New Homebuyers: Partner with the IvIinnesota Home Ownership Center and its
<br />member agency in your area to implement a communications strategy that encourages prospective homes owners to attend
<br />pre-purchase training2 or seek assistance from a trusted advisor before signing any documents related to their homes. .
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<br />Increase Access to Mfordable Financing: Publicize lending tools that may assist home owners in distress, including
<br />home repair funds.
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