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<br /> <br />Ii <br />! <br /> <br /> <br />,:~ <br /> <br /> <br />MARK RUFF, CIPFA <br />Sr. Financial Advisor/Executive Vice President <br /> <br />Mark has been a Financial Advisor since 1989 assisting Minnesota cities, <br />counties, state and regional governments, and special districts design <br />and implement financial solutions. One of Mark's greatest contributions <br />to Ehlers and our clients is his development of a financial health <br />checklist that addresses key factors in financial management for <br />government entities. Mark has served as the financial advisor to the <br />State of Minnesota on the issuance of $35 million of 911 Revenue <br />Bonds, the Northstar Corridor Development Authority on its $32 <br />million of Limited Tax Bonds, and the City of St. Louis Park on <br />numerous redevelopments including Excelsior and Grand Additionally <br />Mark is. the Team Leader of the Ehlers' Minnesota Local Government <br />Team <br /> <br /> <br />MARK RUFF <br />Direct: (651) 697 -8505 <br />mark((l)ehlers-inc.com <br /> <br />AREAS OF EXPERTISE <br /> <br />Debt Planning and Issuance <br />. Analysis & Presentation of Alternative <br />Financing Options, Plans And Tools <br />. Lease Revenue Financing <br />. Non-Profit & Industrial Revenue Bonds <br />. Refundings/Cash Defeasances <br />. Debt Service Fund/Cash Flow Analysis <br />. Arbitrage Rebate Services <br />. Represen tatio n to Bond Market & Credit <br />Rating Agencies <br />. Housing Revenue Bonds <br />. Electric Revenue Bonds <br /> <br />Strategic Planning Public Participation <br />. Public Participation Process <br />. Community <br />Survey/Comm unicationslN ewsletters <br />. Referendum Strategies <br /> <br />Special Financial Studies <br />. Utility Rate Study/Analysis <br />. FiscalImpact Study/Analysis <br />. Merger/Consolidation/Annexation Impact <br />Analysis <br /> <br />Economic, Housing Development & <br />Redevelopment <br />. Tax Increment District Creation & <br />Amendment <br />. Tax Abatement Options, Financing, & <br />Policies <br />. TIF and Abatement Analysis <br />. Downtown Redevelopment and <br />Revitalization <br />. Developer Proforma Analysis/But For Test <br />. Developer Attraction & Selection <br />. Developer Negotiations <br />. TIF Revenue Bonds/Calculation of <br />Developer Payments <br />. Business Subsidy Options & Negotiations <br />. TIF Revenue Projection Update <br /> <br />Strategic and Financial Planning <br />. Debt Management <br />. Financial Management Planning <br />. Capital Improvements Planning <br /> <br /> <br />. Minnesota Institute of Public Finance (Board <br />Member and post President) <br />. Minnesota Government Finance Officers <br />Association <br />. National Association of Independent Public <br />Finance Advisors <br />. National Association of Housing & <br />Redevelopment Organizations <br />. &onomic Development Association of <br />Minnesota <br /> <br />. Bachelor of Arts (political Science) <br />Concordia College, Moorhead, MN -Summa Cum <br />Laude <br />. Moster of Arts (public Affairs) <br />Humphrey Institute, University of Minnesota <br /> <br />Proposal for Financial Advisory Services from Ehlers & Associates <br />City of Ramsey, Minnesota <br /> <br />Page A-7 <br />June 11, 2008 <br />