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May 13, 1999 Draft well suited for on-site septic systems. Densities within the urban residential area may vary by district; however, an overall gross density of all future urban residential development is targeted at 3 or more units per gross acre (a goal consistent with regional growth policy). Overall, the plan encourages a higher density of development in the urban area to provide a wider variety of housing opportunities including single family and multi-family housing affordable to all spectrums of household incomes. Furthermore, higher density development increases land use efficiency. Land uses within the urban residential area include: Low, medium and high density housing including multi- family and accessory apartments Limited, small-scale home occupations Education and institutional services limited to schools and churches Park & open space The principles of affordable housing and preservation of open space me.-addressed in the urban residential areas through the provision of density bonuses and density credits. These are voluntary provisions that provide incentives to developers who provide affordable housing or preserve significant natural resources and open space. l!nsity bonuses for affordable housing should be based on a efmltion of affordable housing that reflects average wages and comes of the Anoka County region as opposed to the etropolitan area. The Metropolitan Council defines affordable ousing as housing which costs $120,000 and rent of $685 per onth. These figures do not necessarily reflect affordable ousing for the City of Ramsey. It is intended that a density onus formula will be established as part of the City of Ramsey ning ordinance update. O0fl Density credit is given to areas of the greenway (see Chapter / XLII. Environmental Protection and Natural Resource Management for a further description of the Greenway) that are significant environmental areas, which are not protected by ordinance or other legal means. If a 40-acre parcel contained no major road right-of-way and no wetlands, for example, but contained 10 acres of land within the greenway6, the developer l~0~wotrld receive density credit for the entire 40 acres as net deve!o~able acreage. A maxim~--d~figity~of--3 umts>--'-~'-~er net'~re (for e.xample) would then yield 200 units. Th~ d.e_v~l~pe~ be allowed a,a~mm~d to reduce~iot sizes or mix housing stvles~ in' '-6~der. to __~ntacc all 209 unlts~ .......... c~-i .,v___.._aCr~~' the ~ Lands within the Oreenway may include significant natural resources, vegetative cover or habitat worth preserving or simply may be vacant land which should be preserved as open space to connect other pockets of open space, parkland, wetlands etc. Ramsey Comprehensive Plan Page V-I 6