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LEAGUE OF <br />MINNE50Tq <br />CITIES <br />January 19, 2012 <br />Rum River Hills Inc. <br />Attn: Tom Anderson <br />16659 St. Francis BLVD <br />Ramsey, MN 55303 <br />CONNECTING & INNOVATING <br />RE: LMCIT FILE NO.: PC0010057 <br />TRUST MEMBER: CITY OF RAMSEY <br />D/OCCURRENCE: 7/16/11 <br />SINCE 1913 <br />Sent via E-mail, a copy of this letter has been mailed to the above address. <br />Dear Mr. Anderson, <br />The League of Minnesota Cities Insurance Trust (LMCIT) provides insurance coverage for <br />the City of Ramsey. This letter is a follow up to the investigation into the flooding incident that <br />occurred as a result of the extraordinary rain events in July. This letter outlines our position in <br />regards to the city's liability as it relates to the golf course's claim for damages. <br />According to the weather source you provided, on July 15, the area to include your golf <br />course received an exceptional amount of rainfall totaling 4.48 inches. To demonstrate how <br />extreme of an event this is, the average rainfall for the month of July is 4.41 inches. This was a <br />nearly unprecedented rain event that caused flooding throughout the metro. <br />On July 18th, the city was notified that there was a flooding issue on the golf course pond <br />located near hole on the west end of hole #1. The City of Ramsey responded and met with Rum <br />River Hills' staff to assess the flooding issue as it relates to this pond. You had already taken some <br />measures to pump water out of this area and had asked the city if they could unblock the line that <br />runs from this pond to a nearby ditch behind hole #6. The city feared their jetting truck would <br />cause considerable damage to your turf due to the wet conditions and no action was taken by them <br />to clean out this line. <br />The gold course hired a contractor on July 19th and 20th to bring in a tow behind jetter to <br />clean the line. It was determined that the line was blocked with storm debris and turtle shells. Due <br />LEAGUE OF MINNESOTA CITIES <br />INSURANCE TRUST <br />CLAIMS DEPARTMENT <br />145 UNIVERSITY AVE. WEST PHONE: (651) 281-1200 FAX: (651) 281-1297 <br />ST. PAUL, MN 55103-2044 TOLL FREE: (800) 925-1122 WEB: WWW.LMC.ORG <br />