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There is also a supplemental disability Insurance plan that would be available at a cost to <br />the Fire Fighter, If additional disability is requested. <br /> <br />While disability benefits are tax free if the policy premium has been paid by the <br />individual, our Finance Officer has asked for clarification from the Internal Revenue <br />Service as to the tax status of a plan with the base benefit provided by the City and <br />supplemental benefits paid for by the individual. <br /> <br />Recommendation: <br /> <br />Staff recommendation is to have the City of Ramsey provide short-term disability <br />through the Hartford's Volunteer Fire Fighters Accident Insurance Program at a cost of <br />approximately $500 per year, depending on the number of Fire Department apparatus. <br />The program would be administered with a contribution made to the Fire Fighters' Relief <br />Association General Fund. The Relief Association would provide the City with premium <br />statements as assurance that the funds are being used for that purpose. <br /> <br />Although Michael Hadtrath is the City's Agent of Record, Mr Roth has provided a great <br />deal of assistance in identifying a policy for our Fire Fighters. Due to this, Staff further <br />recommends the bid be awarded to Mr. Roth. <br /> <br />Council Action: <br /> <br />Motion to approve/not approve the ~short-term disability plan for the volunteer Fire <br />Department with the Hartford's Volunteer Fire Fighters Accident Insurance Program <br />through Mr. Allan Roth and the Alexander Todd Group to be administered by the City of <br />Ramsey through a contribution to the Fire Fighters' Relief Association General Fund. <br /> <br />Review Checklist: <br /> <br />Finance Officer <br />Personnel Coordinator <br /> <br />CC:1/8/91 <br /> <br /> <br />