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I american business risk serviCes, inc, <br /> <br />m i ~ <br /> <br />I " PLEASE REQUIRE i.SURANCE <br /> CERTIFICATES <br /> <br />m Did ~o.u know that whenever you hire anyone to dq work for your <br /> city {no matter how big or small the contractor) you are respon- <br />m sible for the damages they Cause even though you might not <br /> ' exercise any control over .how they operate? ', ~"~' <br /> <br /> For example, you hire a service station to tow illlegally parked <br />m cars. While driving to pick' up a car the tow truck runs a lstop <br /> sign and lruns into another car. Unless the service station has <br /> i. nsurance, .your city would be responsi'ble to pay the damages. <br />m Or, i.f~ thle. loss excedes thei'r ~nsurance limits your city may have <br /> tq pay. the di.l'ference between the service stations limits and <br /> the' judge~lent. <br />m' B~ requi, rtng ~[HSURANCE CERTIFICATES from e~veryone who does work.. <br />for your ct. ty [th.e.he ils no charge for thi. s) you will know, as of <br />m the date of i. ssue of the Certi'fi'cate, who insures, and what the <br /> ltab. i. li. ty l?mi?ts are of the contractor. Or, better yet, transfer <br /> as much' of the clai;m to the independent.contractor (they are in' <br />mthe best I)osi.'tilon to control the loss s.~'tuation) by having a <br />hold harmless agreement wr?tten into your Contract. (Note: As <br />of 0.5/Q1/8.4, Chapter 333, HF B55, makes hold harmless agreements <br />i;n const~.uction and building contracts unenforceable. In this <br />m situation your city should be an additional insured on your <br /> contractor's insurance policy). <br />m Remember, the less the League pays for claims the funds there...,, <br /> ~nore <br /> are available for dividends. ' <br />m <br /> <br />I <br />I <br />I <br /> <br />770l YORK AVENUE ~- SUITE 200 · MINNEAPC)US, MINNESOTA 55435 · (612) 830-3000 TELEX 290-382 <br /> <br /> <br />