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- 30 - <br /> <br /> a. Any condemnation loss or any casualty loss which affects <br /> a material portion of the Common Property. <br /> <br /> b. Any delinquency in the payment of assessments or charges <br /> owned by an Owner of a House subject to a first mortgage <br /> held, insured or guaranteed by such First Mortgagee or <br /> eligible insurer or guarantor, which remains uncured for <br /> a period of 60 days. <br /> <br /> c. Any lapse, cancellation or material modification of any <br /> insurance policy or fidelity bond maintained by the <br /> Association. <br /> <br /> d. Any proposed action which would require the consent of a <br /> specified percentage of eligible First Mortgagee as <br /> specified in Sections 1 and 2 of this Article. <br /> <br /> Section 12.11. The Association shall make available to First <br />Mortgagees, House Owners and insurers or guarantors of an first <br />mortgage, correct copies of the Governing Documents upon request <br />and during normal business hours. The Association may. impose a <br />reasonable charge upon those requesting such documents for its <br />services and cost in preparing and delivering such copies. <br /> <br /> .~R. TICLE XIII <br /> <br /> AMENDMENTS <br /> <br /> This Declaration may be amended by the approval of not less <br />than seventy-five percent (75%) of Owners entitled to vote, in <br />writing or at a duly constituted meeting of the Association held <br />for such purposes, subject to the rights of First Mortgagees as <br />set forth in Article XII. In the case of approval of an <br />amendment at a special or annual meeting of Association members, <br />a copy of the proposed amendment shall be delivered to the Owners <br />by the same means and at the same time as the notice of the <br />meeting. Whenever such an amendment has been so approved, it <br />shall be recorded in a form substantially similar to this <br />Declaration with the Anoka County Registrar of Titles, and shall <br /> <br /> <br />