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statement be prepared at Association expense if one is not <br />otherwise available. <br />Section 12.10. <br />Upon written request to the Association, <br />identifying the name and address of the First Mortgagee, insurer_ <br />or guarantor and the House address, any First Mortgagee, insurer <br />or guarantor will be entitled to timely written notice of: <br />a. Any condemnation loss or any casualty loss which affects <br />a material portion of a Common Driveway. <br />b. Any delinquency in the payment of assessments or charges <br />owed by an Owner of a House subject to a first mortgage <br />held, insured or guaranteed by such First Mortgagee or <br />eligible insurer or guarantor, which remains uncured for <br />a period of 60 days. <br />C. Any lapse, cancellation or material modification of any <br />insurance policy or fidelity bond maintained by the <br />Association. <br />d. Any proposed action which would require the consent of a <br />specified percentage of eligible First Mortgagee as <br />specified in Sections 1 and 2 of this Article. <br />Section 12.11. The Association shall make available to First <br />Mortgagees, House Owners and insurers or guarantors of a first <br />mortgage, correct copies of the Governing Documents upon request <br />and during normal business hours. The Association may impose a <br />reasonable charge upon those requesting such documents for its <br />services and cost in preparing and delivering such copies. <br />ARTICLE XIII <br />AMENDMENTS <br />This Declaration may be amended by the approval of not less <br />than seventy-five percent (75%) of Owners entitled to vote, in <br />writing or at a duly constituted meeting of the Association held <br />for such purposes, subject to the rights of First Mortgagees as <br />