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Section <br />I. <br /> <br /> 2.01 <br /> 2 02 <br /> 2.03 <br /> 2.04 <br /> 2.05 <br /> 2O6 <br /> 2.07 <br /> <br /> 2.08 <br /> <br /> 2.09 <br /> 2.10 <br /> 2.11 <br /> 2.12 <br /> 2.13 <br /> 2.14 <br /> <br /> 2.15 <br /> 2.16 <br /> 2.17 <br /> 2.18 <br /> 2.19 <br /> <br /> 2.20 <br /> 2.21 <br /> 2.22 <br /> 2.23 <br /> 2.24 <br /> 2.25 <br /> 2.26 <br /> 2.27 <br /> 2.28 <br /> 2.29 <br /> 2.30 <br /> <br /> 2.31 <br /> 2.32 <br /> 2.33 <br /> 2.34 <br /> <br />III. <br /> <br /> 3.01 <br /> 3.02 <br /> 3.03 <br /> <br />IV. <br /> <br /> 4.01 <br /> 4.02 <br /> 4.03 <br /> <br /> 4.04 <br /> 4.05 <br /> <br />I 4.06 <br /> 4.07 <br /> <br />PURPOSE <br /> <br />DEFINITIONS <br /> <br /> Accounbn9 Dale <br /> Adopt~;'r~ A.~rooment <br /> Ben('(..:~ry <br /> Bre~k In Service <br /> Code <br /> Compensation <br /> Covered Employment <br /> Classification <br /> Deduclible Employee <br /> Contribubon Account' <br /> Disabihty <br /> Earnings <br /> Etlective Dar" <br /> Employee <br /> Employer <br /> Employer Contribution <br /> Account <br /> Limitati3n Year <br /> Nonfodeitable Inlerest <br /> Normal Retirement Age <br /> Participant <br /> Pa.,licipant Contribution <br /> Account <br /> Participant Loan Account <br /> Peric~d of ,Separation <br /> Period of Service <br /> Per;od of Severance <br /> Plan <br /> Plan Administrator <br /> Plan Year <br /> Portable Benefits Account <br /> Prc.'~otype Plan <br /> O~alified Beneficiary <br /> Qualified Joint and <br /> Survivor Annu~'y <br /> Re-emp~oyed individual <br /> Suspense Account <br /> Trust <br /> ¥olunta -y Contribution <br /> Account <br /> <br />PARTICIPATION <br /> <br /> Service <br /> Age <br /> Re-employed Individual <br /> <br />CONTRIBUTIONS <br /> <br /> Employer Contributions <br /> Fodeilures <br /> Mandatory Participant <br /> Contributions <br /> Voluntary Participant <br /> ConlrJbutions <br /> Deductible Employee <br /> contributions <br /> Payment o! Participant <br /> contributions <br /> Changes in Voluntary <br /> Contributions <br /> Portability of Benefits <br /> <br />Page <br /> <br /> 1 <br /> <br /> 1 <br /> <br />Table of <br /> <br />Contents <br /> <br /> Section Page <br /> <br /> 4.09 L~mitat;on on Annual <br /> Add,t,on <br /> 4.10 Annual Add,lion <br /> 4.11 Ehmmaboq of Excess <br /> Annual Addd~ons <br /> 4 12 Shorl L~mr. abon Year <br /> 4.13 Parl,c,pan! m Other <br /> Dehned contribution <br /> Plans <br /> 4.14 Participant An Defi <br /> Benefil Plan <br /> 4.15 Deflnihons for Secbons <br /> 4.13 and 4.t4 <br /> <br /> V. TRUST AND INVESTMENT <br /> OF ACCOUNTS 4 <br /> <br /> 5.01 Trust <br /> 5.02 tnvestment Powers <br /> 5.03 Taxes and Expenses <br /> 504 Payment of Benehts <br /> 505 Investment Funds <br /> 5.06 Valuation of Accounts <br /> 5.07 Particip~,nt Loan <br /> Accounts <br /> <br />' VI. VESTING 5 <br /> <br /> 6.01 Vesting Schedule <br /> 6.02 Service After Break In <br /> Service <br /> 6.03 Prior Service of Re- <br /> employed IndMdual <br /> 6.04 Upon Normal Retirement <br /> Age <br /> 6.05 Upon Death or Disability <br /> 6.06 Forfeitures <br /> 6.07 Reinstatement <br /> Forfeitures <br /> <br /> VII. BENEFITS CLAIM 6 <br /> <br /> 7.01 Claim of Benefits <br /> 7.02 Appeal Procedure <br /> VIii. COMMENCEMENT OF <br /> BENEFITS 6 <br /> <br /> 8.01 Norma~ Commencement <br /> of Benefits <br /> 8.02 Elective commencement <br /> of Benefits <br /> 8.03 RoIlover to Another Pian <br /> 8.04 Latest Commencement <br /> of Benefits <br /> 8.05 De Minimis Accounts <br /> 8.06 Withdrawal of Voluntary <br /> Contributions <br /> 8.07 Withdrawal of Deductible <br /> Employee C,o~tribut~ons <br /> IX. DEATH BENEFITS 6 <br /> <br /> 9.01 Pre-retirement Death <br /> Benefits <br /> 9.02 Post-retirement Death <br /> Benefits <br /> <br />Section <br /> <br /> 9 03 <br /> 9.~ <br /> <br />X <br /> <br /> 10.01 <br /> 10.02 <br /> 10.03 <br /> <br /> 10.04 <br /> 10 05 <br /> <br />XI. <br /> <br /> 11.01 <br /> <br /> 11.02 <br /> <br /> 11.03 <br />XII. <br /> <br /> 12.01 <br /> 12.02 <br /> <br /> 12.03 <br /> 12.04 <br /> <br /> 12.05 <br /> <br /> 12.06 <br />Xlll. <br /> <br /> 13.01 <br /> 13.02 <br /> <br /> 1303 <br /> 13.04 <br /> 13.05 <br /> <br /> 13.05 <br />XIV. <br /> <br /> 14.01 <br /> <br /> 14.02 <br /> 14.03 <br /> 14.04 <br /> <br /> 14.05 <br /> 14.06 <br /> 14.07 <br /> <br /> 14.08 <br /> 14.09 <br /> <br /> 14.10 <br /> 14.11 <br /> <br />Ouahf,c'd B~ nef,~ ¢. 'y <br />Surwvm2 Sp:,~se <br /> <br /> MODES OF D!STR:~,JTION <br /> OF BEN~FITS 7 <br /> <br /> Normal McCa of <br /> <br /> El~t~ve M~e of Dt~rib~lo~ <br /> <br /> ~nuity ~ntract <br /> ElOCon of M~e <br /> Limitahon on <br /> <br />LO~S TO PARTIC~PA~S 8 <br /> <br /> Avai~abJli!y of L~5 'o <br /> Pa~,pams <br /> <br /> Pa~ici~nt L~n <br /> <br />P~N AMENDMENT, <br />~RMIt~ON ~D <br />OP~O~L.PROVISIO~S 8 <br /> <br /> ~en~men~ by <br /> ~dment to Vest~ <br /> ~ule <br /> Te~inati~n by Emp~2yer <br /> Di~tinua~ of <br /> <br /> ~endment ~, tCM& <br /> firement <br /> ~i~ Pr~o~s <br /> <br />~M!NIS~A~ 9 <br /> <br /> P~m of ~e Employer <br /> D~i~ of the P~n <br /> ~mmistra~- <br /> Prot~¢on of the <br /> Empioyer <br /> Prot~ion of ~e Pian <br /> <br />R~gn~ion ~ Rem3v~ <br />~ PI~ A~minJ~rstor <br />No Te~inat~n Per.~l~ <br />MI~EL~EOUS 10 <br /> <br /> Nong~mnt~ ~ <br /> Emp~ent <br /> Righ~ to Tram ~ts <br /> Non¢ienation of ~ner~s <br /> N~fodeit~iI~ of <br /> <br /> I~te~ ¢ Payee <br /> I~ili~ to L:te Pay~ <br /> Merge, ~mlidations, <br /> ~ Tr~fer of <br /> Emp~ R~ <br /> ~mon~ <br /> Empio~rs <br /> Ge~er ~d Numar <br /> ~li~e ~w <br /> <br /> <br />