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- 11 - <br /> <br />or additional policies and standards be included to protect steep <br />slopes and vegetation., manage runoff erosion, utility crossings <br />and floodplains, provide right of way for the river trail route, <br />and achieve consistency with the Development Framework Rural <br />Service Area density policies. Review by the EQB will be <br />initiated following completion of the city's comprehensive plan <br />review. <br /> <br />3. Housing (Ana Stern) <br /> <br />According to the Development Framework Plan the City of Ramsey <br />falls into three different planning areas: a small portion to the <br />southeast is scheduled to receive sewer between 1981 and 1990; <br />the northwest corner is classified as commerical agricultural; <br />and the rest of the city, and largest portion, is considered part <br />of the General Rural Use Region. Ramsey's plan presents adequate <br />data on the number, type, tenure, cost and condition of the <br />city's housing. The plan acknowledges the Metropolitan Council's <br />household estimates, which project an increase of 1,300 house- <br />holds between 1980 and 1990 (1980:2,550 households; 1990:3,850 <br />households). The city, however, estimates a higher number of <br />households for both years, 2,780 households for 1980 and 4,758 <br />for 1990, or a total increase of 1,978 households for the decade. <br /> <br />Ramsey's plan contains policies and an implementation program <br />to promote housing of various types and cost and to maintain its <br />housing stock. Even though at this time Ramsey does not have a <br />Regional fair-share goal for the provision of low- and moderate- <br />income housing, the plan makes provisions for this type of <br />housing as part of the city becomes urbanized during the 1980s. <br /> <br />Ramsey's plan includes a modest-cost housing goal of 364 units, <br />the city's share of Regional need through 1990. Ramsey intends <br />to achieve this goal by encouraging Planned Unit Developments in <br />the area scheduled for urban services and by promoting use of the <br />Minnesota Housing' Finance Agency's Affordable Home Program. <br /> <br />The plan's housing inventory indicates that only 35 units of <br />Ramsey's housing stock were built before 1939. Because of its <br />relatively new housing stock, the city intends to emphasize <br />housing maintenance rather than rehabilitation. To accomplish <br />this goal Ramsey will adopt a truth-in-housing ordinance to be <br />enforced at time of resale that should help maintain and upgrade <br />the city's housing. The city will also encourage local banks to <br />participate in home improvement loan programs and will continue <br />to cooperate with Anoka County Community Action Program to make <br />Minnesota Housing Finance Agency home improvement grants <br />available to city residents. The city may also want to amend the <br />plan to include a discussion about how it will employ the <br />Community Development Block Grant monies it now will receive <br />through Urban Anoka County. <br /> <br />As part of Ramsey receives sewer services, the city intends to <br />promote low-and moderate-income housing by increasing the density <br />for apartment development to 20 units per acre and encouraging <br />construction of subsidized multifamily units. Ramsey's proposed <br /> <br /> <br />