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City of Ramsey, Minnesota <br />$630,000 General Obligation Street Reconstruction Bonds, Series 2018A <br />Street Reconstruction <br />Assumes Current Market BQ AA+ Rates plus 25bps <br />Debt Service Schedule <br />Net New 105% of <br />Date Principal Coupon Interest Total P+I D/S Total Assessments Levy/(Surplus) <br />12/15/2018 - - - <br />12/15/2019 55,000.00 2.200% 23,472.78 78,472.78 78,472.78 82,396.42 22,111.25 60,285.17 <br />12/15/2020 60,000.00 2.300% 15,490.00 75,490.00 75,490.00 79,264.50 21,695.62 57,568.88 <br />12/15/2021 60,000.00 2.400% 14,110.00 74,110.00 74,110.00 77,815.50 20,947.50 56,868.00 <br />12/15/2022 60,000.00 2.500% 12,670.00 72,670.00 72,670.00 76,303.50 20,199.38 56,104.12 <br />12/15/2023 65,000.00 2.600% 11,170.00 76,170.00 76,170.00 79,978.50 19,451.26 60,527.24 <br />12/15/2024 65,000.00 2.700% 9,480.00 74,480.00 74,480.00 78,204.00 18,703.12 59,500.88 <br />12/15/2025 65,000.00 2.800% 7,725.00 72,725.00 72,725.00 76,361.25 17,955.00 58,406.25 <br />12/15/2026 65,000.00 2.850% 5,905.00 70,905.00 70,905.00 74,450.25 17,206.88 57,243.37 <br />12/15/2027 65,000.00 2.950% 4,052.50 69,052.50 69,052.50 72,505.13 16,458.76 56,046.37 <br />12/15/2028 70,000.00 3.050% 2,135.00 72,135.00 72,135.00 75,741.75 15,710.62 60,031.13 <br />Total $630,000.00 - $106,210.28 $736,210.28 $736,210.28 $773,020.79 $190,439.39 $582,581.40 <br />Significant Dates <br />Dated <br />First Coupon Date <br />Yield Statistics <br />Bond Year Dollars <br />Average Life <br />Average Coupon <br />Net Interest Cost (NIC) <br />True Interest Cost (TIC) <br />Bond Yield for Arbitrage Purposes <br />All Inclusive Cost (AIC) <br />2018A GO Street Reconstru I Street Reconstruction 15/10/2018 I 10:51 AM <br />0 LEADERS IN PUBLIC FINANCE <br />EHLERS <br />7/19/2018 <br />6/15/2019 <br />$3,825.50 <br />6.072 Years <br />2.7763764% <br />2.9739976% <br />2.9872338% <br />2.7668657% <br />3.5668130% <br />