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City of Ramsey, Minnesota <br />$580,000 General Obligation Street Reconstruction Bonds, Series 2018A <br />Overlays <br />Assumes Current Market BQ AA+ Rates plus 25bps <br />Debt Service Schedule <br />Net New 105% of <br />Date Principal Coupon Interest Total P+I D/S Total Assessments Levy/(Surplus) <br />12/15/2018 <br />12/15/2019 50,000.00 2.200% 21,620.96 71,620.96 71,620.96 75,202.01 20,356.39 54,845.62 <br />12/15/2020 55,000.00 2.300% 14,282.50 69,282.50 69,282.50 72,746.63 19,973.76 52,772.87 <br />12/15/2021 55,000.00 2.400% 13,017.50 68,017.50 68,017.50 71,418.38 19,285.00 52,133.38 <br />12/15/2022 55,000.00 2.500% 11,697.50 66,697.50 66,697.50 70,032.38 18,596.26 51,436.12 <br />12/15/2023 60,000.00 2.600% 10,322.50 70,322.50 70,322.50 73,838.63 17,907.50 55,931.13 <br />12/15/2024 60,000.00 2.700% 8,762.50 68,762.50 68,762.50 72,200.63 17,218.76 54,981.87 <br />12/15/2025 60,000.00 2.800% 7,142.50 67,142.50 67,142.50 70,499.63 16,530.00 53,969.63 <br />12/15/2026 60,000.00 2.850% 5,462.50 65,462.50 65,462.50 68,735.63 15,841.26 52,894.37 <br />12/15/2027 60,000.00 2.950% 3,752.50 63,752.50 63,752.50 66,940.13 15,152.50 51,787.63 <br />12/15/2028 65,000.00 3.050% 1,982.50 66,982.50 66,982.50 70,331.63 14,463.76 55,867.87 <br />Total $580,000.00 - $98,043.46 $678,043.46 $678,043.46 $711,945.63 $175,325.19 $536,620.44 <br />Significant Dates <br />Dated <br />First Coupon Date <br />Yield Statistics <br />Bond Year Dollars <br />Average Life <br />Average Coupon <br />Net Interest Cost (NIC) <br />True Interest Cost (TIC) <br />Bond Yield for Arbitrage Purposes <br />All Inclusive Cost (AIC) <br />2018A GO Street Reconstru I Overlays 15/10/2018 I 10:51 AM <br />laLEADERS IN PUBLIC FINANCE <br />EHLERS <br />7/19/2018 <br />6/15/2019 <br />$3,530.22 <br />6.087 Years <br />2.7772603% <br />2.9744150% <br />2.9876541% <br />2.7668657% <br />3.5659417% <br />