Laserfiche WebLink
HOUSING CHARACTERISTICS <br />Housing Units by Structure and Occupancy or (Housing Stock by Structure Type) <br />Table HC-4 shows the housing stock in the City of Ramsey by type of structure and tenure as of <br />2017. <br />• The dominant housing type in Ramsey is the single-family detached home, representing an <br />estimated 89% of all owner -occupied housing units and 33% of renter -occupied housing <br />units as of 2017. <br />TABLE HC-4 <br />HOUSING UNITS BY STRUCTURE & TENURE <br />RAMSEY ANALYSIS AREA <br />2017 <br />Units in Structure <br />City of Ramsey <br />Owner- Renter - <br />Occupied Pct. Occupied Pct. <br />1, detached <br />1, attached <br />2 <br />3 to 4 <br />5 to 9 <br />10 to 19 <br />20 to 49 <br />50 or more <br />Mobile home <br />Boat, RV, van, etc. <br />Total <br />6,748 89.0% <br />790 10.4% <br />O 0.0% <br />O 0.0% <br />9 0.1% <br />O 0.0% <br />O 0.0% <br />O 0.0% <br />33 0.4% <br />O 0.0% <br />365 33.0% <br />491 44.4% <br />0 0.0% <br />15 1.4% <br />40 3.6% <br />7 0.6% <br />43 3.9% <br />128 11.6% <br />16 1.4% <br />0 0.0% <br />7,580 100% 1,105 100% <br />Anoka County <br />Seven -County Metro Area <br />Owner- <br />Renter- <br />Owner- <br />Renter - <br />Occupied <br />Pct. <br />Occupied <br />Pct. <br />Occupied <br />Pct. <br />Occupied <br />Pct. <br />85,555 <br />84.7% <br />5,423 <br />21.6% <br />643,989 <br />80.8% <br />50,760 <br />14% <br />10,316 <br />10.2% <br />3,864 <br />15.4% <br />92,624 <br />11.6% <br />37,807 <br />10% <br />224 <br />0.2% <br />967 <br />3.9% <br />7,044 <br />0.9% <br />22,090 <br />6% <br />282 <br />0.3% <br />917 <br />3.7% <br />5,391 <br />0.7% <br />18,607 <br />5% <br />373 <br />0.4% <br />1,545 <br />6.2% <br />5,781 <br />0.7% <br />21,715 <br />6% <br />140 <br />0.1% <br />2,789 <br />11.1% <br />3,387 <br />0.4% <br />43,592 <br />12% <br />189 <br />0.2% <br />4,774 <br />19.0% <br />8,215 <br />1.0% <br />63,528 <br />17% <br />405 <br />0.4% <br />4,390 <br />17.5% <br />18,422 <br />2.3% <br />110,102 <br />30% <br />3,449 <br />3.4% <br />432 <br />1.7% <br />12,434 <br />1.6% <br />1,919 <br />1% <br />26 <br />0.0% <br />12 <br />0.0% <br />147 <br />0.0% <br />114 <br />0% <br />100,959 <br />100% <br />25,113 <br />100% <br />797,434 <br />100% <br />370,234 <br />100% <br />Sources: U.S. Census Bureau; American Community Survey; Maxfield Research & Consulting, LLC <br />• About 44% of the renter -occupied housing units in Ramsey are single-family attached <br />homes, while 12% are within structures that have 50 or more units. <br />• Most of the housing units with two or more units are renter -occupied. <br />Owner -Occupied Housing Units by Mortgage Status <br />Table HC-5 shows mortgage status and average values from the American Community Survey <br />for 2017 (5-Year). Mortgage status provides information on the cost of homeownership when <br />analyzed in conjunction with mortgage payment data. A mortgage refers to all forms of debt <br />where the property is pledged as security for repayment of debt. A first mortgage has priority <br />claim over any other mortgage or if it is the only mortgage. A second (and sometimes third) <br />mortgage is called a "junior mortgage," a home equity line of credit (HELOC) would also fall into <br />this category. Finally, a housing unit without a mortgage is owned free and clear and is debt <br />free. <br />MAXFIELD RESEARCH AND CONSULTING 54 <br />