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Scope of ServiCes <br /> <br />FDIC insurance on deposits is limited to$100,O00.O0. Additional insurance is <br />available for a fee that may be paid by the bank if required. ~ <br /> <br />The pledging of collateral or guarantees will be atilized. <br /> <br />We are a depository for Federal withholding and FICA taxes. <br /> <br />We provide wire transfer serVices an additional fee is charged, however it has <br />been included in the account analysis so it will not be a hard charge. <br /> <br />Interest accrues daily and is compounded monthly on this account. Our rates <br />will be tiered. YOu will have ability to access your account online at any time. <br />You will have the opportunity to pull your statements through Our internet <br />service. <br /> <br />Our current cut off' time is 3:00. Ail deposits and wires received up to that· <br />time are credited the same day. <br /> <br /> G. We accept all types of electronic deposits. <br /> <br />H. Lock Box service is available at an additional charge. Any charges can be off <br /> set with compensating balances. <br /> <br />Please see the enclosed rate brochure for our in bank inVestment options. We <br />also have available Landmark Investment Services for non-dePosit investment <br />products that are not FDIC insured2 <br /> <br />J. Through our Intemet Banking produck you can view balances and monitor. <br /> transactions on-line at no charge to you. <br /> <br />~(. Wh/le the bank complies with Check 21, we are not a participant' of the <br /> electronic conversion of checks. -' <br /> <br />Landmark Bank will offer you a high level of customer service. Your <br />contacts;at the bank will include, Marilyn Emstad who has. 20+ years of <br />banking experience, Jan Dotseth our Operations Manager with over 25 years <br />of experience, and myself w/th over 20 years of experience. Direct phone <br />numbers, to these employees will be provided to you. <br /> <br />-213- <br /> <br /> <br />