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Quotation <br /> <br />Supporting <br />Documentation <br /> <br />References <br /> <br /> -8- <br /> <br />- HA prevails here, hands down. HA's quote <br /> is less than 50X of the next lowest <br /> bidder. <br /> <br /> TCF submitted much more supporting <br /> documentation and the examples are of a <br /> high quality. <br /> <br />- Ail references were favorable. <br /> Subjectively, the references for TCF and <br /> FBS were somewhat better in terms of <br /> reference enthusiasm. <br /> <br />Essentially, the decision revolves around one question: Is TCF's <br />advantage in service and agent quality substantially superior to <br />the other competitors (particularly HA) to offset the quotation <br />differential and the issues arising from Mr. Hadtrath's <br />residency in Ramsey? <br />Based on the information reviewed above, I must say no. For a <br />city the size of Ramsey, insured with the League, the difference <br /> in quality is probably not worth the difference in price and <br /> other factors. It is my belief that Hadtrath and Associates <br /> should be selected based upon the proposals submitted. <br /> <br /> <br />