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MEMORANDUM OF UNDERSTANDING <br /> BETWEEN THE CITY OF RAMSEY AND AMERICAN FEDERATION OF <br /> STATE, COUNTY AND MUNICIPAL EMPLOYEES (AFSCME) <br /> ARTICLE 12 MOU INSURANCE <br /> 1) Insurance: City monthly contributions for 2025 health insurance and life <br /> insurance: <br /> The EMPLOYER will make the following contributions toward group health <br /> insurance coverage for EMPLOYEES enrolled in the City's health plan during <br /> 2025. In addition, the City will purchase $20,000 of basic life insurance for full- <br /> time regular EMPLOYEES. <br /> Premiums or Waiver <br /> • EMPLOYEE only (single) City contribution, not to exceed $1102.50 <br /> • EMPLOYEE and Children City contribution: $1544.20 <br /> • EMPLOYEE and Spouse City contribution: $1621.20 <br /> • Family City contribution: $2007.60, or <br /> • Cash in lieu of City's insurance contribution of$425.00 per month. <br /> Cash in lieu of coverage requires proof of other coverge. <br /> Health Reimbursement Account/Health Savings Account <br /> • Single plans with a$3300 deductible receive $160.00 per month <br /> toward the H.R.A./V.E.B.A. or H.S.A. <br /> • Other single plans receive $130.00 per month toward the <br /> H.R.A./V.E.B.A. or H.S.A. <br /> • All EMPLOYEE + children and EMPLOYEE+ spouse plans will <br /> receive $160.00 per month toward the H.R.A./V.E.B.A. or H.S.A. <br /> • All family plans will receive $192.00 per month toward the <br /> H.R.A./V.E.B.A. or H.S.A. <br /> • EMPLOYEES waiving health insurance will not receive H.R.A. or <br /> H.S.A. contributions <br /> 34 <br />